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Real Estate Financing

Real Estate Financing

We Fulfill Your Ambitions

We, at Alinma Bank, participate in fulfilling your dream by financing a completely built property, in the form of (Murabaha), which is fully Shariah compliant and reflect our values, which are based on innovation, respect and transparency.


Features That Meet Your Needs

  • Exemption of beneficiaries in case of death*
  • Liberty to choose a property under construction or uncompleted from Authorized real estate office
  • Liberty to choose appropriate dwelling (villa, apartment, building, rest house, land)
  • Funding up to S.R. 10 Million
  • Settlement period up to 25 years*
  • Administrative fees equivalent to 1% of the financed amount or SAR 5000 (whichever is less)
  • fully Shariah compliant   
  • Easier Requirements For A Better Service


For The Completed Property:

  • Global limit request.
  • Price offer.
  • Real estate deed and owner's details (name and contact information).
  • Bring the legal agency and the ID of the legal agent (in the case of there is an agent for the owner).
  • Municipality permission letter.
  • Completed real estate financing application form


For Your Dream House That Is Fully Built, The Following Specifications Should Be Met:

  • The property should not be older than 30 years*
  • The property needs to be located within an urban area
  • The property should be built and equipped with services
  • Service availability (water, electricity)
  • ( Esterahah – chalet – Agriculture land- Villa – Residential Building – Commercial Building – Apartment) 


 (Global limit) application requirements:

  • Open a current account with Alinma Bank 
  • Obtain a certified letter from your employer indicating your salary and service period details
  • Obtain a certified letter from your employer verifying your salary deposit with Alinma Bank (assignment of salary and benefits)
  • Employer must be from Alinma list of approved employers
  • ID Copy


*For more information Please call 8001208008



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